Factoring Built for Truckers, Not for Profit

For more than 65 years, Transport Clearings East, Inc. (TCE) has helped truckers and logistics companies take control of their cash flow, without the hassle, confusion, or hidden costs of traditional factoring.

A Smarter Way to Keep Cash Flow Moving

In trucking, steady cash flow isn’t optional, it’s essential. Fuel, maintenance, insurance, and driver pay don’t wait for shippers to process payments.

But with invoices that often take 30, 60, or even 90 days to clear, too many carriers find themselves waiting for money they’ve already earned.

Simple. Transparent. Reliable.

Truckers don’t have time for complicated contracts or surprise fees. That’s why our process is designed around clarity, convenience, and flexibility.

No Long-Term

Contracts

Stay because you want to, not because you’re locked in.

No Hidden

Fees

Straightforward rates, no surprises.

Next-day

Funding

Upload invoices anytime and get paid fast.

24/7 Online

Access

Manage invoices, reports, and payments securely.

Experienced

Support

Our team knows trucking inside and out.

More Than a Service.

A Partnership.

In today’s fast-moving logistics world, stability and trust matter more than ever. You need a factoring partner who’s transparent, dependable, and built to serve your long-term goals.

Serving Every Corner

of the Industry

Whether you’re an independent owner-operator or manage a growing fleet, TCE offers factoring solutions built around your business model. No matter what you haul or how you operate, we help you stay focused on the road ahead, not the payments behind you.

Freight Carriers

Keep cash flow steady between loads and cover fuel, repairs, and payroll.

Warehouse Operators

Maintain liquidity and streamline your receivables.

Aggregate Haulers

Manage seasonal changes and payment cycles with consistent funding.

Owner-Operators

Enjoy simple, low-cost factoring without long contracts or penalties.

65 Years of

Trucking Trust

Our story began in 1958, when a group of carriers came together to solve a shared problem: how to keep their trucks moving while waiting for slow-paying customers. Their solution was simple but revolutionary, a factoring cooperative built to protect truckers.

Since then, TCE Factoring has weathered fuel crises, recessions, and industry-wide shifts, all while staying true to one mission: keeping our members independent, profitable, and in control of their business.

Voices From the Road

TCE is the best kept secret in the factoring business. It was hard to believe that someone would buy your bills for less than 2.25%, then give you money back at the end of the year!

Joe Kaczor

West Penn Diesel

We Believe in Doing

Business the Right Way

With honesty and integrity. With personal service and accountability. With deep respect for the people who keep America running. That’s what makes TCE different. That’s what makes us yours.